Retirement Income
Know the Rules. Keep More of Your Money in Retirement
My son’s cricket team lost the match because a rule change was not known… At my son’s district carnival, a special rule said 12 players meant 11 wickets. No one told the coach. The young umpires didn’t know. If we’d known, our best batter could have gone back in. We might have won and played…
Read MoreWhen the Music Stops, Will You Retire on Your Terms?
Over the last few years, it’s felt like everyone’s a genius. Markets and Australian super balances — climbed and climbed. Portfolios swelled. Confidence rose. Recently, the mood’s shifted. Volatility spiked. Prices wobbled. And that line from the movie “Margin Call” keeps ringing in my head: “When the music stops…” No one knows exactly when that…
Read MoreYour Retirement Has an Expiry Date…Well at Least Your Active Years Do
For a lot of people, the jolt comes first—a health scare, a bad week at work, or a market wobble. The irony? The best time to get advice is before the jolt. Three blockers keep people stuck: Not knowing where to start. Not knowing who to trust after past disappointments. Fear of making another costly…
Read MoreAre You Truly Ready for Retirement? 10 Questions That Can Change How You Plan Your Future
Retirement isn’t just about leaving work—it’s about stepping into a new chapter of life. For many, it’s a time of reinvention, reflection, and yes, uncertainty. Most people haven’t been here before. You haven’t navigated being work-free, maybe mortgage-free, and figuring out what to do with your newfound time. So, how do you prepare for a…
Read MoreShoring Up Your Super: The Smart Runway Into Retirement (And The Systems That Protect Your Income)
You’ve spent 30–40 years building your nest egg so you can live your retirement dreams with confidence. For decades, the job was simple: accumulate as much as you can. But as you approach the runway to retirement, a monumental mindset shift is required. The goal changes from “grow it” to “pay yourself—safely.” That means withdrawing…
Read MoreFrom Overwhelmed to Empowered: How Bruce and Sally Gained Confidence to Live Their Best Retirement
Retirement is supposed to be the time when you finally get to enjoy the fruits of your labor, but for many, it’s filled with uncertainty. Even those with significant wealth can feel overwhelmed by questions like, “Am I doing the right thing?” or “Will my money last?” Bruce and Sally were no different. Despite having…
Read MorePeople Don’t Retire Well By Accident…
Retirement isn’t just about numbers. It’s about living the life you’ve worked so hard to create—without regrets. But here’s the challenge: most people don’t know how much they can safely spend in retirement, or when they can finally step away from the workforce. That uncertainty creates stress, hesitation, and missed opportunities. In this video, I’ll…
Read MoreMore Wealth or More Experiences and Memories?
There I was, standing at the back, nearly in the garden, surrounded by over 100 people. This was the funeral of a 50-year-old man—a character at my son’s cricket club. A season wouldn’t have been the same without him. As I stood there, listening to stories from his family and friends, I couldn’t help but…
Read MoreRetire and Spend Confidently in Retirement: The Key to Unlocking Your Next Chapter
What if the biggest transition of your life wasn’t just about money, but about purpose? Retirement isn’t just a financial milestone—it’s a complete shift in how you live, think, and spend your time. And yet, most people are left overwhelmed, unsure how to navigate this phase. From the moment we start earning, we’re trained to…
Read MoreDelaying Your Retirement Planning Could Cost You Everything
One of the biggest fears I hear from people is this: will I run out of money in retirement? It’s not just about the numbers, it’s about confidence. Confidence to spend, to enjoy life, without that constant worry of running out. And for some, it’s a wake-up call—maybe a health scare, or seeing someone close…
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