Evidence Based Investing
The financial landscape is full of investment options. Around every corner, you’ll find a different approach.
While many are full of marketing hype and that one person knows the future.
There’s is undeniable evidence which has stood the test of time. Evidence-based investing.
In it’s simplest form, it’s your asset allocation which drives your investment return. Not picking individual shares or picking this fund over that fund. But rather using what we call index funds to invest through different assets. For example for Australian shares, you might use something like the S&P ASX 50 or the S&P ASX 200. These investments give you access to the top 50 and top 200 companies respectively. Great diversification and low cost. The same can be actioned internationally.
The reason it’s not heavily promoted is it’s cheap and no-one makes money from it.
With all the glitz and glamour of many solutions marketed to you. It’s the simplest of them all which produces the results, CONSISTENTLY!
Sure, it’s a little boring, but when it comes to investing your money boring is GOOD! With the flow of information, there’s little advantage anyone can gain which would be meaningful. Just remember before it gets to you the pros have acted on it.
Particularly when it comes to retirement planning. Which is what we specialise in and the only thing we do. We believe the first thing to look at when it comes to investing your money is. What return do you need to achieve to get the job done? Why? You may not need to take on any more risk than you need too. As we say to our clients “life is not a rehearsal, precious time is slipping away”. And retirement is ones of those things you only get one go at, so you don’t want to make a mistake, right?
This is why we use the evidence and combine it with the science of investing. Avoiding the hype and noise of the financial pornography channels. To help clients with a more consistent and smooth investment experience. After all, it’s all about using your wealth in a way to live your best life!
Here is a copy of “What is Evidence-Based Investing?” you can download here>>
Here’s to living your best life!
Glenn Doherty – CFP – Money Mentor | Taking the stress out of planning your self-funded retirement | Founder of Jigsaw Private Wealth