Does spending down your assets in retirement scare you? (How to get it right)

retirement planning

Imagine the prospect of watching your hard-earned savings diminish as you enter retirement. For many, the idea of spending down investments can be daunting, even frightening. As one prospective retiree candidly put it, “Spending down rather than accumulating investments scares me.” The shift from building wealth to spending it can be daunting… But fear not,…

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Your Retirement, Your Way: It’s Time to Choose Your Own Retirement Adventure

retirement

Retirement isn’t just one of life’s milestones; it’s a grand adventure waiting to be embraced. In a world where individuality is celebrated, why should retirement be any different? Retirement in the modern world means different things to different people. It’s as diverse as one’s travel preferences… For some, it’s about travelling the world or embarking…

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Uncover a good egg with these 10 questions while avoiding a bad egg

retirement

As retirement fast approaches, or perhaps sooner than expected, the fear or running out of money in retirement looms large. While accumulating assets for retirement is a significant achievement, the transition to generating a lifelong income presents complex challenges. Without the certainty of employment income, it’s critical to assess if your assets can sustain your…

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Will the 4% rule lead to regret that you didn’t use your retirement wisely?

retirement planning

Recently, I received a message from someone who had read our complimentary book, “ENOUGH”, asking whether we supported the 4% rule. I was so shocked, I nearly fell off my chair… Thinking to myself, surely I can’t be coming across as a supporter of this retirement withdrawal method. Regretting “someday” thinking… Paul Armson, author of…

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