{"id":11158,"date":"2023-09-25T12:57:59","date_gmt":"2023-09-25T03:27:59","guid":{"rendered":"https:\/\/jigsawprivatewealth.com.au\/?p=11158"},"modified":"2023-09-25T12:57:59","modified_gmt":"2023-09-25T03:27:59","slug":"unlocking-a-secure-retirement-your-guide-to-choosing-a-real-financial-planner","status":"publish","type":"post","link":"https:\/\/jigsawprivatewealth.com.au\/unlocking-a-secure-retirement-your-guide-to-choosing-a-real-financial-planner\/","title":{"rendered":"Unlocking a Secure Retirement: Your Guide to Choosing a Real Financial Planner"},"content":{"rendered":"

Imagine this:<\/strong> You\u2019ve worked diligently your entire life, saving and planning for your golden years. You\u2019ve heard the promises of financial freedom, comfortable retirements, and sunsets on the beach.<\/span><\/p>\n

But as you stand on the brink of retirement, you realise that not all financial advisers are what they seem.<\/span><\/p>\n

They may wear the title of \u201cfinancial adviser<\/strong>\u201d proudly. They might even have impressive designations after their names. But beneath the surface, some are not your trusted guides to financial security.<\/span><\/p>\n

Instead, they are product peddlers, focused on selling you financial products, charging exorbitant fees, and leaving you with more questions than answers.<\/span><\/p>\n

You might be wondering, \u201cAren\u2019t you a financial adviser too?<\/strong><\/em>\u201d<\/span><\/p>\n

Well, my friend, let me clarify, I\u2019m not just any financial adviser. I\u2019m a Real Financial Planner<\/strong>, and my mission is to protect you from the pitfalls of bad advice.<\/span><\/p>\n

In this post, we\u2019ll cover some of the warning signs that can help you avoid a disastrous financial planning experience.<\/span><\/p>\n

We\u2019ll share real-life examples of common pitfalls and guide you on what to look for when choosing a financial planner who truly has your best interests at heart.<\/span><\/p>\n

Because when it comes to retirement, clarity is your best ally, and a trustworthy financial planner can be your bridge to a secure and fulfilling retirement.<\/span><\/p>\n

Example #1 Beware of Product Centric Planner<\/b><\/h3>\n

Here\u2019s where you\u2019ll encounter financial planners who seem more interested in their products and investments than your retirement.<\/span><\/p>\n

They\u2019ll urge you to shift your hard-earned super into their proprietary products, promising returns that could inflate your retirement balance by six figures or more.<\/span><\/p>\n

But before you are swayed by such promises, here\u2019s a reality check: Past returns are no crystal ball for the future. It\u2019s both unrealistic and, frankly, irresponsible.<\/span><\/p>\n

In every case I\u2019ve seen, these advisers fail to answer the fundamental questions relating to one\u2019s retirement:<\/span><\/p>\n