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For most seeking financial advice, it’s like going to the dentist. You know you have to do it but it’s something we all put off and one of those things we don’t like to do. Especially now given the current the Royal Commission uncovering some very inappropriate practices to the point where they could be…
Read MoreRetirement Planning is a little like covering up through winter. It’s not until we hit summer and the layers come off that we realise we are we are underprepared and then we start with the latest trend to lose weight quick only to realise we should have started earlier. Planning for your lifestyle in retirement…
Read MoreOk, so if you have been following the series on getting to know your super better you will now have a better idea about your super. It’s going to be one of your biggest assets, so it’s important you start taking an interest in it, particularly after the revelations coming out from the Royal Commission…
Read MoreBy now if you have been reading these posts you have been building your knowledge around super, we’ve talked about what is super, tax effective contributions and lump sum contributions. We’re going to delve deeper into investing inside super. So, let’s get to it… Let’s start with the basics… Investments are generally broken down into…
Read MoreSo, here we are. We’ve gone through the most common tax effective strategies in our previous post. If you did not read it, you can read it here>> Next, we are going to take you through the new rules relating to lump sum contributions and what you can and can’t do. Why would you even…
Read MoreIs your super what you think it is? I’ve been having many conversations recently around different types of super funds, retail, industry, and Self Managed Super Funds. Industry funds are promoting compare the pair, I’m sure you have heard of them or seen them. Then more recently we’ve had the big banks caught with their hand…
Read MoreOkay. so last week we got a handle on what superannuation is. It’s a tax structure first and foremost and a place to invest second. If you missed last weeks post you can access it by clicking here>> So, this week are going to get into the nitty-gritty of the most common tax effective contributions. …
Read MoreSuperannuation is something of a bit of a mystery for most. We as Australians have a love/hate relationship with superannuation. In some cases it’s complete financial apathy; we tend to just ignore it. It’s something that is there, but we know we’re not going to get access to it for a long time,…
Read MoreIf your looking to Retire in style there is only one metric you really need to know to achieve it in the time frame you want. It all has to do with T20 cricket. We use this metric with all our clients to keep them on track for whatever they want to achieve and it…
Read MoreThat’s right folks, forget returns. Forget SMSF’s. Forget which fund to invest in or which property to invest in. Forget focusing on the wrong things. It doesn’t start with investments. It doesn’t start with tax. It doesn’t start with superannuation. There are more important questions you need to answer before you consider any of the…
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