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Stop chasing “enough.” Start engineering retirement resilience. Charlie Munger said that “retirement isn’t a dream anymore. It’s a math problem that’s already been solved. Most people answer yes emotionally and no financially.” If you’re within 7 years of retirement, the obsession with a single “Enough” number is understandable and dangerous. The magic number seduces people…
If you’re within a few years of retirement, the game’s over—you’ve left the accumulation field. It’s time to play a different game with different rules. I’ve just published the longest, most comprehensive video I’ve ever recorded. Why so in-depth? Because most people spend more time planning holidays than their retirement—not from neglect, but because retirement…
The brief was simple: three an over and the game was won. Simple, right? Then came the unnecessary shots. That’s how many retirements derail—by taking more risk than needed, right before the finish line. Before Christmas at the Adelaide Test, on the final day I sat next to a jet‑setting English fan who’s retired and…
If you’re within seven years of retirement, you’re likely asking, “How much is enough?”. It’s not just about numbers on a spreadsheet. You need an answer you can trust when your regular paycheck stops and your retirement income begins.. Even if you’ve built over $750k (many I speak with have $1m+), you might feel uneasy…
My son’s cricket team lost the match because a rule change was not known… At my son’s district carnival, a special rule said 12 players meant 11 wickets. No one told the coach. The young umpires didn’t know. If we’d known, our best batter could have gone back in. We might have won and played…
Over the last few years, it’s felt like everyone’s a genius. Markets and Australian super balances — climbed and climbed. Portfolios swelled. Confidence rose. Recently, the mood’s shifted. Volatility spiked. Prices wobbled. And that line from the movie “Margin Call” keeps ringing in my head: “When the music stops…” No one knows exactly when that…
For a lot of people, the jolt comes first—a health scare, a bad week at work, or a market wobble. The irony? The best time to get advice is before the jolt. Three blockers keep people stuck: Not knowing where to start. Not knowing who to trust after past disappointments. Fear of making another costly…
Retirement isn’t just about leaving work—it’s about stepping into a new chapter of life. For many, it’s a time of reinvention, reflection, and yes, uncertainty. Most people haven’t been here before. You haven’t navigated being work-free, maybe mortgage-free, and figuring out what to do with your newfound time. So, how do you prepare for a…
You’ve spent 30–40 years building your nest egg so you can live your retirement dreams with confidence. For decades, the job was simple: accumulate as much as you can. But as you approach the runway to retirement, a monumental mindset shift is required. The goal changes from “grow it” to “pay yourself—safely.” That means withdrawing…
Retirement is supposed to be the time when you finally get to enjoy the fruits of your labor, but for many, it’s filled with uncertainty. Even those with significant wealth can feel overwhelmed by questions like, “Am I doing the right thing?” or “Will my money last?” Bruce and Sally were no different. Despite having…