Mind your retirement GAP…

Why is it that so many are worried about whether they can afford their retirement lifestyle?

More often than not it comes to a couple of key factors:

#1 Not knowing your numbers, taking a guess is not going to cut the mustard.

#2 Not following proven processes and systems to make it happen.

#3 Let their behavioral bias impact their decision making. A road littered with missed opportunities.

#4 Not having a proven path to follow. As they say, “fail to plan, plan to fail”.

But, there are other forces to contend with as you approach retirement, lower returns and living longer…

As you head towards retirement, success is all about having all your ducks in a row if you want to live your best life.

But for most, it’s a stressful path full of anxiety, complexity, and confusion.

After all, with a massive amount of information and different opinions out there, how is one to make sense of it all.

But you know what, the ones that successfully navigate retirement do so by building a solid foundation first.

Using proven systems and processes that drive results, not uncertainty.

We’ll talk a little further about what areas you need to cover if you have GAP.

But first, we’ve been working through small tasks over the last few weeks to help you develop your own solid foundation.

One that will drive all your decisions about how you invest, save and spend your money.

Week one was all about DREAMING up retirement.

Week two was focused on working out how much your retirement will cost.

This week you get to bring it all this together, just like getting all your puzzle pieces in their right place (pardon the pun).

It’s all about working out whether you have a GAP or not to bridge before beginning your next journey.

You can download the worksheet here>>

If you didn’t complete the other worksheets you can download them all here>>

It’s now time to sit down and work out if you have a retirement GAP!

You’ll require your latest super balances, the value of other investments, investment property valuations and any other assets that will be used to fund your retirement

Don’t forget your loan balances, you’ll need them as well.

One of the most asked questions we get asked is “Will I have enough?” This will help you determine whether you are on track.

I’d suggest you download the worksheet here>> and complete it.

Once you have completed the worksheet, you’ll fall into one of three categories:

#1 You’ll find you have a GAP to fill.

#2 You have enough.

#3 You have more than enough.

You may have been thinking along the way, why we haven’t talked strategies?

First, you need the basic information to know whether a problem exists.

Would you walk into a doctor knowing you had a medical problem, only for the doctor to start telling you about a medication that didn’t treat your symptoms?

Well, the same goes for planning your retirement successfully.

There are far too many so-called guru’s that will convince you of a tactic without knowing whether a problem exists.

Click here to download your checklist on actions to take now>>

While the checklist is not comprehensive, you’ll appreciate the detail you’ll need cover to ensure you can bridge your GAP if you have one and perhaps look at ways to improve your life if you have enough.

For most, it can be overwhelming, not knowing where to start and when it comes to the crunch to work out what to do.

It’s great having all the information in the world, it’s the actions you take that are going to determine your success and how safely you arrive into retirement.

There are many traps to avoid that we see every day people are making.

If you want to have a greater probability of success, it’s time to book your Retire Ready Call here>> We’ll have a chat about what you are looking for in retirement, help you with determining whether an actual GAP exists and provide you with a list of actions to bolster your future retirement.

But don’t be one of those people, who put it to one side, only to arrive at retirement kicking yourself because you didn’t take action earlier when it would have made a massive impact.

Here’s to living your best life!

P.S. Imagine how your life would look by implementing a proven blueprint, with the RIGHT focus?

Have more time to spend on the things you love with less stress, anxiety, and less complexity.

How would that feel?

Of course, I can’t make you any promises, because I don’t know the effort you’ll bring to the table…

But, I CAN promise you this, I’ll take you through the exact proven blueprint we use for our clients who are living their best lives.

Get started on the right path by booking your Retire Ready call here today>>

If you’re considering short cutting the whole process, fast track your progress and want someone by your side to guide you each and every step of the way, then it’s time to book your Retire Ready call here>>

“knowing is easy, doing is hard…”


Glenn Doherty – CFP – Founder & Financial Organiser at Jigsaw Private Wealth

Helping busy professionals, business owners, and pre-retirees retire ready in better financial shape because living your best life is what matters most.

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An opportunity to talk through some of your challenges and questions you have around your retirement.

Achieve some clarity and maybe a roadmap on how you can achieve a comfortable retirement.

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Advice Disclaimer: Any reference in this publication to the provision of advice refers to advice of a generic nature, and should not be taken as product or investment recommendations. Before any action is taken based on the information provided, independent financial advice from a licensed financial adviser should be sought. Financial Freedom Project Pty Ltd ATF GA & DC Doherty Family Trust Trading as Jigsaw Private Wealth is a Corporate Authorised Representative of Exelsuper Advice Pty Ltd. The information contained in this publication is of a factual nature only and is not intended to constitute financial product advice. Information is current as at date of publication. This is an online information blog. It does not imply an offering of securities.

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