What an expensive watch can teach you about the dangers of emotional decision making?

Last week, the story which dominated the headlines and news channels was Christine Holgate, CEO of Australia Post. She rewarded seniors managers with watches. Not just any watches, but $5,000 Cartier watches. Not being a watch person I wouldn’t be able to tell the difference between a Seiko and a Cartier watch. It caused a…

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How to STOP making retirement planning decisions like a CONFUSED Donkey!

…without risking your retirement dreams, even if you are uncertain about the future. Have you ever been stuck trying to make a decision for yourself? Perhaps it’s one of these: How do I invest my money the right way and safely? How do I know I have ENOUGH money to retire when I’m ready? Will…

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Evidence Based Investing

The financial landscape is full of investment options. Around every corner, you’ll find a different approach. While many are full of marketing hype and that one person knows the future. There’s is undeniable evidence which has stood the test of time. Evidence-based investing. In it’s simplest form, it’s your asset allocation which drives your investment…

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How to stop investment biases ruining your retirement?

Would you like a short-cut? To reduce the number of errors your mind has control over. The biggest risk to your retirement is not market movements nor inflation. We explored cognitive biases which affect your financial decisions in our previous post. You can read the post by clicking here>> Repurposing emotion for more favourable outcomes!…

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The uncomfortable truth about your biases which will haunt you in retirement!

Are you uncertain about your retirement plans? Like most, COVID-19 has infected many retirement plans. No matter the amount of money you have, it’s affected, everyone. Whether it be the way you invest. The timing of your retirement. Or a complete rethink about the retirement you had planned. Even the assumptions you based your plan…

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Dangers of Drifting vs Benefit of Decisions Towards Retirement

  Hands down, the most asked questions are “how much money do I need for retirement?” and “will I be ok?”, normally code for will I run out of money in retirement. The simple answer, it depends… It depends on the retirement you have in mind. But, here’s the thing, many leave the planning till…

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