financial planning adelaide
Beat Procrastination and Start Building a Better Retirement Today
You have good intentions when it comes to planning your retirement. You want a comfortable lifestyle without worrying about running out of money. You want European holidays, to hook up the caravan and see the sights of Australia, take up a new hobby, spend time with your grandkids and your own kids, work on your…
Read MoreScared of Losing Money? The Bigger Risk Is Running Out
The past few weeks have been a brutal reminder of how fast markets can turn. The ASX 200 hit four-month lows, dropping 2.2% in a week as geopolitical tensions and energy prices rattled confidence. If you’re nearing or in retirement, watching your super wobble is unsettling. That knot in your stomach? Normal. The urge to…
Read MoreCompare the Pair… for Retirement: What the Ads Don’t Tell You
If you’ve seen the “Compare the Pair” ads, you’d think choosing a super fund is all about investment performance and feel‑good slogans like “we work for you.” That’s fine in accumulation—when you’re contributing regularly and don’t need much from your fund day‑to‑day. It’s very hands off. When retirement approaches. You can’t be passive anymore. It’s…
Read MoreDrifting, Delay, Indecision: The Nine Silent Killers of a Comfortable Retirement
Retirement should feel exciting, not like a maths exam you didn’t study for. If you’re 55+ and wondering, “Have we done enough? Are we missing something obvious?”, you’re not alone. I’ve spent the last 25 years helping Australians map out a simple, confident path to retirement—without second-guessing every decision. Here’s what I’ve learned: you don’t…
Read MoreJohn’s Tired of the Grind—and Scared He Won’t Have Enough. Can He Buy Back Time?
Last week John looked at me and said, “I’m done with the daily grind… but I’m scared to step away.” If that hits close to home, you’re not alone. I hear versions of this every week: “I’ve had enough of the commute and pressure.” “What if the market drops right after I retire?” “Do we…
Read MoreDon’t Let a Down Market Cut Your Paycheque in Retirement
Market drops are inevitable. A retirement income cut doesn’t have to be. In this short video, you’ll learn how a bucket strategy separates your day‑to‑day income from market swings, reduces sequence‑of‑returns risk, and creates a clearer, more sustainable drawdown plan. What you’ll take away The trap: why accumulation rules can fail in the withdrawal years…
Read MoreThe 7 Retirement Questions That Matter More Than Your “Magic Number”
Stop chasing “enough.” Start engineering retirement resilience. Charlie Munger said that “retirement isn’t a dream anymore. It’s a math problem that’s already been solved. Most people answer yes emotionally and no financially.” If you’re within 7 years of retirement, the obsession with a single “Enough” number is understandable and dangerous. The magic number seduces people…
Read MoreThe Retirement Planning Process: What Actually Happens and How It Helps You Retire With Clarity and Confidence
If you’re within seven years of retirement, you’re likely asking, “How much is enough?”. It’s not just about numbers on a spreadsheet. You need an answer you can trust when your regular paycheck stops and your retirement income begins.. Even if you’ve built over $750k (many I speak with have $1m+), you might feel uneasy…
Read MoreKnow the Rules. Keep More of Your Money in Retirement
My son’s cricket team lost the match because a rule change was not known… At my son’s district carnival, a special rule said 12 players meant 11 wickets. No one told the coach. The young umpires didn’t know. If we’d known, our best batter could have gone back in. We might have won and played…
Read MoreAre You Truly Ready for Retirement? 10 Questions That Can Change How You Plan Your Future
Retirement isn’t just about leaving work—it’s about stepping into a new chapter of life. For many, it’s a time of reinvention, reflection, and yes, uncertainty. Most people haven’t been here before. You haven’t navigated being work-free, maybe mortgage-free, and figuring out what to do with your newfound time. So, how do you prepare for a…
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