Superannuation
Know the Rules. Keep More of Your Money in Retirement
My son’s cricket team lost the match because a rule change was not known… At my son’s district carnival, a special rule said 12 players meant 11 wickets. No one told the coach. The young umpires didn’t know. If we’d known, our best batter could have gone back in. We might have won and played…
Read MoreHow this boring and simple retirement portfolio beat the big super funds?
It’s that time again when super funds post their annual results. It’s also a time where fear of missing out, FOMO for the cool kids, kicks into overdrive. For some people this means chasing performance in order to get them ahead financially. This rarely achieves the desired result many are hunting for. So, today I…
Read MoreRetirement Honey Pot: 6 Super Strategies to Boost Your Retirement Nest Egg For Over 55’s
Many struggle with what super strategies they should be using. Let alone knowing what’s available to build their nest egg. Others worry about the performance of their super fund. Let me be clear! Don’t confuse investing with your super tax structure. They should be treated separately on their own merits. If you’re anywhere up to…
Read MoreThe over 55’s guide to super contributions for building your retirement nest egg
Many of us are living longer than we ever expected. We need our retirement nest egg to last longer. This is why understanding your super is an important part of the retirement planning process. You need to be making contributions to your super fund. With so many different types available it can be overwhelming trying…
Read MoreThe Ins and Outs of Super: What is it? How does it work?
Everybody wants to retire comfortably, but few people know how to get there. One of the most important assets you can accumulate for your retirement is superannuation. But what are the ins and outs? What does it do? How does it work? In this blog post we’ll answer these questions and more! What is superannuation?…
Read MoreRetirement planning and investment insights
Educational videos to help you see through the noise and focus on what you can control. Helping you to avoid the mistakes many pre-retirees and retirees make in times of turmoil and stress. A level headed view on how to manage in challenging times. What you need to know about investment markets right now? When…
Read MoreHow much damage is DIY doing to your retirement plan?
Thinking you’re saving yourself a little moolah by DIY’ing your retirement planning? Confession time! I’ve fallen for this and it’s cost me bucket loads of moolah over the years. I admit I made the same costly judgement call many D.I.Y’ers planning their retirement are acting out. In 2015 I was fed up with the financial planning firm…
Read MoreHow to stop investment biases ruining your retirement?
Would you like a short-cut? To reduce the number of errors your mind has control over. The biggest risk to your retirement is not market movements nor inflation. We explored cognitive biases which affect your financial decisions in our previous post. You can read the post by clicking here>> Repurposing emotion for more favourable outcomes!…
Read MoreThe uncomfortable truth about your biases which will haunt you in retirement!
Are you uncertain about your retirement plans? Like most, COVID-19 has infected many retirement plans. No matter the amount of money you have, it’s affected, everyone. Whether it be the way you invest. The timing of your retirement. Or a complete rethink about the retirement you had planned. Even the assumptions you based your plan…
Read MoreDangers of Drifting vs Benefit of Decisions Towards Retirement
Hands down, the most asked questions are “how much money do I need for retirement?” and “will I be ok?”, normally code for will I run out of money in retirement. The simple answer, it depends… It depends on the retirement you have in mind. But, here’s the thing, many leave the planning till…
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