Retirement Planning
Give With a Warm Hand: The Most Meaningful Advice I Gave This Week
When most people think retirement planning, they think investments, super, and squeezing out higher returns. But real retirement planning is bigger than a balance sheet or a spreadsheet. It’s about using what you have—safely—to create memories, experiences, and impact while you’re here to enjoy them. This week, I gave a client the most valuable advice…
Read MoreDrifting, Delay, Indecision: The Nine Silent Killers of a Comfortable Retirement
Retirement should feel exciting, not like a maths exam you didn’t study for. If you’re 55+ and wondering, “Have we done enough? Are we missing something obvious?”, you’re not alone. I’ve spent the last 25 years helping Australians map out a simple, confident path to retirement—without second-guessing every decision. Here’s what I’ve learned: you don’t…
Read MoreJohn’s Tired of the Grind—and Scared He Won’t Have Enough. Can He Buy Back Time?
Last week John looked at me and said, “I’m done with the daily grind… but I’m scared to step away.” If that hits close to home, you’re not alone. I hear versions of this every week: “I’ve had enough of the commute and pressure.” “What if the market drops right after I retire?” “Do we…
Read MoreHow We Build Your Retirement Plan: Base Camp to Summit (and Beyond)
You’ve worked hard to build super. Now it’s about turning it into a life you enjoy — without second‑guessing every decision. This quick video shows exactly how we build your retirement plan: defining your version of “a great retirement,” pressure‑testing scenarios, coordinating super, tax and Centrelink, then guiding you through the go‑go, slow‑go and no‑go…
Read MoreThe 3 BIG Retirement Risks Behind Your Retirement Gap
Your retirement isn’t a date—it’s a trajectory. In this short video, I show you how three risks—time, health, and money—quietly widen the gap between the retirement you want and the path you’re on, and what to do next to get on the green line. Watch now and leave with your next 2–3 steps. Your Next…
Read MoreDon’t Let a Down Market Cut Your Paycheque in Retirement
Market drops are inevitable. A retirement income cut doesn’t have to be. In this short video, you’ll learn how a bucket strategy separates your day‑to‑day income from market swings, reduces sequence‑of‑returns risk, and creates a clearer, more sustainable drawdown plan. What you’ll take away The trap: why accumulation rules can fail in the withdrawal years…
Read MoreThe 7 Retirement Questions That Matter More Than Your “Magic Number”
Stop chasing “enough.” Start engineering retirement resilience. Charlie Munger said that “retirement isn’t a dream anymore. It’s a math problem that’s already been solved. Most people answer yes emotionally and no financially.” If you’re within 7 years of retirement, the obsession with a single “Enough” number is understandable and dangerous. The magic number seduces people…
Read More[Case Study] From Undertainty to a Confident Retirement Income Plan
If you’re within a few years of retirement, the game’s over—you’ve left the accumulation field. It’s time to play a different game with different rules. I’ve just published the longest, most comprehensive video I’ve ever recorded. Why so in-depth? Because most people spend more time planning holidays than their retirement—not from neglect, but because retirement…
Read MoreChasing 3 an over… and why many retirements still stumble
The brief was simple: three an over and the game was won. Simple, right? Then came the unnecessary shots. That’s how many retirements derail—by taking more risk than needed, right before the finish line. Before Christmas at the Adelaide Test, on the final day I sat next to a jet‑setting English fan who’s retired and…
Read MoreThe Retirement Planning Process: What Actually Happens and How It Helps You Retire With Clarity and Confidence
If you’re within seven years of retirement, you’re likely asking, “How much is enough?”. It’s not just about numbers on a spreadsheet. You need an answer you can trust when your regular paycheck stops and your retirement income begins.. Even if you’ve built over $750k (many I speak with have $1m+), you might feel uneasy…
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