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When there’s BLOOD on the streets…what do you do?
When there’s blood on the streets (aka share markets are in the red)…what do you do? It’s something which happens more than we’d like to remember. But unless you are prepared, you’ll always panic… Watch the video for our insights and a cautionary tale. Are you tired of wondering whether your money will last the…
Read MoreTIME: Your greatest asset or your biggest risk…
Time, it’s one of those things…it’s finite. There’s only a certain amount of it and if you don’t use it wisely, you can’t just jump in a time machine and go back in time. If you’re spiraling towards retirement, it’s likely it crept up much quicker than you thought. Just like John who I spoke…
Read MoreEnough Book – Understanding Your Retirement Bucket
Will you be okay in retirement? This is the BIG question you’re probably asking. But many people put too much focus on the investments and the financial products. Without understanding their retirement bucket, whether it will last or not based on the three phases of retirement. The go-go, go-slow and the no-go years. Retirement Planning…
Read MoreTwo ways to mess up your retirement…
The million dollar question: How much is enough? Or is it something more… Day in and day out, we’re asked this question, where the focus is on a lump sum dollar amount, a financial target. But planning for retirement goes far beyond mere numbers: it’s about understanding the nuances that can either set you up…
Read MoreYou know how much you need for a comfortable retirement…now what?
Just the other day I was having a conversation with a potential client, let’s call him Johnny. Johnny and his wife wanted to retire and were wanting to know whether they had enough money. Enough to pay for fun times early in retirement which involved some overseas travel. While making sure they had enough money…
Read More5 simple steps you can take to keep yourself safe online…
Recent cyber breaches with Medicare and Optus, it’s cause for concern. It’s more important than to keep your data and information online safe from a cyberattack. Word of warning… I am a financial planner not a cyber security expert. However, over that last couple of months I have been on a number of cyber security…
Read MoreHow Much Is Enough For Your Retirement? Two Heavyweights Battle It Out…
Retirement brings with it many emotions. Fear about whether you’ll have enough for a comfortable lifestyle in retirement… Anxiety about making the transition from your working life to a retired lifestyle… What about the unknowns you need to prepare for? Excitement for what lies ahead and many more… But there’s one question that baffles most…
Read MorePlanning your comfortable retirement when the future is UNCERTAIN…
It’s Tuesday 14th, 2022. The share market just go smacked by 345 points, nearly 5% in one day… Oh. Em. Gee… (That’s OMG or “Oh My God”, apparently) You may be feeling like a million bandaids have been ripped off in one hit. It hurts…BIG TIME… And who knows if there is more to come……
Read MoreHow much money do you need to retire comfortably and when?
I’ve just got off a zoom call with Dan & Julie. We discussed three potential paths their retirement path could take. Dan & Julie, aged in their late 50’s, had plans to hit the open road in their caravan and explore the far reaches of Australia. While they enjoyed their work, they wanted more time…
Read MoreSecuring Your Retirement Income: The Safety-First Approach
Through your working life, you make regular deposits to your retirement nest egg. But there comes a time where you stop making deposits and start making withdrawals. Over your working life, the goal is to make deposits into your retirement nest egg. On that basis, the equation is quite simple. If only it were that…
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